The definitive source of global instant payments intelligence

Insights - Articles

Articles

TCH RTP: 2020 challenge

Now that The Clearing House’s new real-time payment (RTP) platform is live in the US, TCH’s SVP Steve Ledford, a member of InstaPay’s Advisory Board, discusses the goal to reach ubiquity by 2020 and the other two project aims of utility and security.

Articles

US real-time payments: Ubiquity is coming

BNY Mellon originated the first transaction on The Clearing House’s (TCH) new real-time payment (RTP) platform. Michael Bellacosa, Head of Global Payments Product Management, BNY Mellon, discusses the corporate implications, with colleague Carl Slabicki, Line Manager for Immediate Payments.

Articles

Interview: ANZ’s Anne Collard on Australia’s NPP

The imminent launch of Australia’s new payment platform (NPP) offers banks and consumers a lot of functionality. Anne Collard, Head of Payments Industry & Capabilities at ANZ, is looking forward to the bank launch.

Articles

Instant payments 2018 future-gazing

We asked the InstaPay Advisory Board to come up with some fresh predictions for 2018. Here is our top five predictions for the year ahead.

Articles

Did our 2017 predictions come true?

Our distinguished Advisory Board shared their instant payments predictions last year – how many came true in 2017?

Articles

Creating customer experiences with SCT Inst

The launch of SCT Inst and some CSM instant payment infrastructures in readiness for it, mean November 2017 will be remembered as important in creating unified European payments, says Britta Kotthaus-Krahmer, Accenture, Director, FS. But it’s only a start.

Articles

US TCH RTP launch: The right solution for its time

Gene Neyer, a US-based payment consultant, discusses The Clearing House (TCH) real-time payments (RTP) recent launch and how adoption will differ to other countries due to the multiplicity of smaller US banks, the challenges ahead and opportunities. 

Articles

Adding value via IP and why it requires patience

Nicolas Cailly, deputy director of payments & cash management, GTB, Société Générale, explains the drivers for instant payment (IP) schemes, such as Europe’s SCT Inst, and the bank migration challenges and opportunities.

Articles

EPC chair: Journey to pan-European euro instant payments begins

The SCT Inst scheme is operational, says Javier Santamaría, Chair of the European Payments Council (EPC), in this overview of the uptake so far, likely impacts and migration challenges. 

Articles

News analysis: Europe gears up for SCT Inst scheme go live

The single euro payments area (SEPA) instant credit transfer (SCT Inst) scheme, developed by the European Payments Council (EPC), goes ‘live’ on a voluntary basis on 21 November 2017, writes Neil Ainger as he examines sector readiness.