The definitive source of global instant payments intelligence

InstaPay Tracker is an innovative tool that helps you to track global state of Instant Payments, from their inception to the present date.

 

Instant payment schemes currently under discussion, include New Zealand, Colombia, Saudi Arabia and Vietnam, and will be added to the Tracker once confirmed.

 

Live represents countries that are live with instant payments, Planning represents countries that have committed to instant payments but are not yet live, Hybrid represents countries that have a live payments system but is not true instant payments.

 

 

  • 46

    LIVE

  • 12

    PLANNING

  • 8

    HYBRID
  • MAP
  • LIST
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[{"address":"Ottawa, ON, Canada","lat":"45.4215296","lng":"-75.69719309999999","project_id":500,"url":"https:\/\/www.instapay.today\/tracker\/canada\/","website":"","go_live_date_unconfirmed":["unconfirmed"],"hybrid":null,"country":"Canada"}] [{"address":"Seoul, South Korea","lat":"37.566535","lng":"126.97796919999996","project_id":102,"url":"https:\/\/www.instapay.today\/tracker\/southkorea\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"South Korea"},{"address":"Reykjav\u00edk, Iceland","lat":"64.12652059999999","lng":"-21.817439299999933","project_id":474,"url":"https:\/\/www.instapay.today\/tracker\/iceland\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Iceland"},{"address":"Mexico City, Mexico","lat":"19.4326077","lng":"-99.13320799999997","project_id":108,"url":"https:\/\/www.instapay.today\/tracker\/test-project-8\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Mexico"},{"address":"Johannesburg, Gauteng, South Africa","lat":"-26.2041028","lng":"28.047305100000017","project_id":110,"url":"https:\/\/www.instapay.today\/tracker\/southafrica\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"South Africa"},{"address":"Harrogate, United Kingdom","lat":"53.99212","lng":"-1.5418119999999362","project_id":106,"url":"https:\/\/www.instapay.today\/tracker\/uk\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"UK "},{"address":"Santiago, Chile","lat":"-33.4488897","lng":"-70.6692655","project_id":109,"url":"https:\/\/www.instapay.today\/tracker\/chile\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Chile"},{"address":"Beijing, China","lat":"39.904211","lng":"116.40739499999995","project_id":107,"url":"https:\/\/www.instapay.today\/tracker\/china\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"China"},{"address":"Mumbai, Maharashtra, India","lat":"19.0759837","lng":"72.87765590000004","project_id":111,"url":"https:\/\/www.instapay.today\/tracker\/india\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"India"},{"address":"105 19 Sverige, Palmfeltsv\u00e4gen 5, Stockholm, Sweden","lat":"59.32932349999999","lng":"18.068580800000063","project_id":169,"url":"https:\/\/www.instapay.today\/tracker\/sweden\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Sweden"},{"address":"Warsaw, Poland","lat":"52.2296756","lng":"21.012228700000037","project_id":123,"url":"https:\/\/www.instapay.today\/tracker\/poland\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Poland"},{"address":"Colombo, Western Province, Sri Lanka","lat":"6.927078600000002","lng":"79.86124300000006","project_id":882,"url":"https:\/\/www.instapay.today\/tracker\/sri-lanka\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Sri Lanka"},{"address":"Singapore","lat":"1.3553794","lng":"103.86774439999999","project_id":104,"url":"https:\/\/www.instapay.today\/tracker\/singapore\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Singapore"},{"address":"Copenhagen, Denmark","lat":"55.6760968","lng":"12.568337100000008","project_id":171,"url":"https:\/\/www.instapay.today\/tracker\/denmark\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Denmark"},{"address":"Manama, Capital Governorate, Bahrain","lat":"26.2285161","lng":"50.58604969999999","project_id":470,"url":"https:\/\/www.instapay.today\/tracker\/bahrain\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Bahrain"},{"address":"Managua, Nicaragua","lat":"12.1149926","lng":"-86.23617439999998","project_id":650,"url":"https:\/\/www.instapay.today\/tracker\/nicaragua\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Nicaragua"},{"address":"Accra, Greater Accra Region, Ghana","lat":"5.603716800000001","lng":"-0.18696439999996528","project_id":2681,"url":"https:\/\/www.instapay.today\/tracker\/ghana\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Ghana"},{"address":"","lat":"9.842730365932184","lng":"-84.05943371841113","project_id":8800,"url":"https:\/\/www.instapay.today\/tracker\/costa-rica\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Costa Rica"},{"address":"Belize City, Belize District, Belize","lat":"17.5045661","lng":"-88.19621330000001","project_id":5283,"url":"https:\/\/www.instapay.today\/tracker\/belize\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Belize"},{"address":"Bangkok Thailand","lat":"13.7563309","lng":"100.50176510000006","project_id":498,"url":"https:\/\/www.instapay.today\/tracker\/thailand\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Thailand"},{"address":"Helsinki, Finland","lat":"60.16985569999999","lng":"24.93837899999994","project_id":504,"url":"https:\/\/www.instapay.today\/tracker\/finland\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Finland"},{"address":"Milan, Metropolitan City of Milan, Italy","lat":"45.4654219","lng":"9.18592430000001","project_id":516,"url":"https:\/\/www.instapay.today\/tracker\/italy\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Italy"},{"address":"Riga, Latvia","lat":"56.9496487","lng":"24.10518639999998","project_id":2740,"url":"https:\/\/www.instapay.today\/tracker\/latvia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Latvia"},{"address":"Madrid, Spain","lat":"40.4167754","lng":"-3.7037901999999576","project_id":508,"url":"https:\/\/www.instapay.today\/tracker\/spain\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Spain "},{"address":"New York, NY, United States","lat":"40.7127837","lng":"-74.00594130000002","project_id":492,"url":"https:\/\/www.instapay.today\/tracker\/united-states-clearing-house\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"USA "},{"address":"Rome, Italy","lat":"41.8724111","lng":"12.48022489999994","project_id":512,"url":"https:\/\/www.instapay.today\/tracker\/europe\/","website":"","go_live_date_unconfirmed":"","hybrid":false,"country":"Europe - EPC (SCInst)"},{"address":"Cambodia","lat":"12.565679","lng":"104.99096299999997","project_id":2634,"url":"https:\/\/www.instapay.today\/tracker\/cambodia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Cambodia"},{"address":"Sydney, New South Wales, Australia","lat":"-33.8674869","lng":"151.20699020000006","project_id":487,"url":"https:\/\/www.instapay.today\/tracker\/australia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Australia"},{"address":"Manila, NCR, Philippines","lat":"14.5995124","lng":"120.9842195","project_id":506,"url":"https:\/\/www.instapay.today\/tracker\/philippines\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Philippines"},{"address":"Hong Kong Island, Hong Kong","lat":"22.2824673","lng":"114.1615726","project_id":490,"url":"https:\/\/www.instapay.today\/tracker\/hong-kong\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Hong Kong"},{"address":"Brussels, Belgium","lat":"50.8503396","lng":"4.351710300000036","project_id":4189,"url":"https:\/\/www.instapay.today\/tracker\/belgium\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Belgium"},{"address":"Bucharest, Romania","lat":"44.4267674","lng":"26.102538399999958","project_id":4729,"url":"https:\/\/www.instapay.today\/tracker\/romania\/","website":"","go_live_date_unconfirmed":"","hybrid":false,"country":"Romania"},{"address":"Kuala Lumpur Federal Territory of Kuala Lumpur Malaysia","lat":"3.139003","lng":"101.68685499999992","project_id":885,"url":"https:\/\/www.instapay.today\/tracker\/malaysia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Malaysia"},{"address":"Ljubljana, Slovenia","lat":"46.0569465","lng":"14.505751499999974","project_id":2293,"url":"https:\/\/www.instapay.today\/tracker\/slovenia\/","website":"","go_live_date_unconfirmed":"","hybrid":false,"country":"Slovenia"},{"address":"Amsterdam, Netherlands","lat":"52.3702157","lng":"4.895167899999933","project_id":524,"url":"https:\/\/www.instapay.today\/tracker\/netherlands\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Netherlands"},{"address":"Budapest, Hungary","lat":"47.497912","lng":"19.04023499999994","project_id":1345,"url":"https:\/\/www.instapay.today\/tracker\/hungary\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Hungary"}] [{"address":"Tokyo, Japan","lat":"35.6894875","lng":"139.69170639999993","project_id":97,"url":"https:\/\/www.instapay.today\/tracker\/japan\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Japan"},{"address":"Bras\u00edlia - Federal District, Brazil","lat":"-15.7942287","lng":"-47.882165799999996","project_id":103,"url":"https:\/\/www.instapay.today\/tracker\/brazil\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Brazil"},{"address":"Z\u00fcrich, Switzerland","lat":"47.3768866","lng":"8.541694000000007","project_id":105,"url":"https:\/\/www.instapay.today\/tracker\/switzerland\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Switzerland"},{"address":"Lagos, Nigeria","lat":"6.5243793","lng":"3.379205700000057","project_id":173,"url":"https:\/\/www.instapay.today\/tracker\/nigeria\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Nigeria"},{"address":"Taipei, Taiwan","lat":"25.0329694","lng":"121.56541770000001","project_id":387,"url":"https:\/\/www.instapay.today\/tracker\/taiwan\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Taiwan"},{"address":"Istanbul, \u0130stanbul, Turkey","lat":"41.0082376","lng":"28.97835889999999","project_id":389,"url":"https:\/\/www.instapay.today\/tracker\/turkey\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Turkey"},{"address":"Dubai - United Arab Emirates","lat":"25.2048493","lng":"55.270782800000006","project_id":480,"url":"https:\/\/www.instapay.today\/tracker\/uae\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"UAE"},{"address":"Oslo, Norway","lat":"59.9138688","lng":"10.752245399999993","project_id":1394,"url":"https:\/\/www.instapay.today\/tracker\/norway\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Norway"}] [{"address":"Tokyo, Japan","lat":"35.6894875","lng":"139.69170639999993","project_id":97,"url":"https:\/\/www.instapay.today\/tracker\/japan\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Japan"},{"address":"Z\u00fcrich, Switzerland","lat":"47.3768866","lng":"8.541694000000007","project_id":105,"url":"https:\/\/www.instapay.today\/tracker\/switzerland\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Switzerland"},{"address":"Taipei, Taiwan","lat":"25.0329694","lng":"121.56541770000001","project_id":387,"url":"https:\/\/www.instapay.today\/tracker\/taiwan\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Taiwan"},{"address":"Seoul, South Korea","lat":"37.566535","lng":"126.97796919999996","project_id":102,"url":"https:\/\/www.instapay.today\/tracker\/southkorea\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"South Korea"},{"address":"Reykjav\u00edk, Iceland","lat":"64.12652059999999","lng":"-21.817439299999933","project_id":474,"url":"https:\/\/www.instapay.today\/tracker\/iceland\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Iceland"},{"address":"Bras\u00edlia - Federal District, Brazil","lat":"-15.7942287","lng":"-47.882165799999996","project_id":103,"url":"https:\/\/www.instapay.today\/tracker\/brazil\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Brazil"},{"address":"Mexico City, Mexico","lat":"19.4326077","lng":"-99.13320799999997","project_id":108,"url":"https:\/\/www.instapay.today\/tracker\/test-project-8\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Mexico"},{"address":"Johannesburg, Gauteng, South Africa","lat":"-26.2041028","lng":"28.047305100000017","project_id":110,"url":"https:\/\/www.instapay.today\/tracker\/southafrica\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"South Africa"},{"address":"Harrogate, United Kingdom","lat":"53.99212","lng":"-1.5418119999999362","project_id":106,"url":"https:\/\/www.instapay.today\/tracker\/uk\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"UK "},{"address":"Santiago, Chile","lat":"-33.4488897","lng":"-70.6692655","project_id":109,"url":"https:\/\/www.instapay.today\/tracker\/chile\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Chile"},{"address":"Beijing, China","lat":"39.904211","lng":"116.40739499999995","project_id":107,"url":"https:\/\/www.instapay.today\/tracker\/china\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"China"},{"address":"Mumbai, Maharashtra, India","lat":"19.0759837","lng":"72.87765590000004","project_id":111,"url":"https:\/\/www.instapay.today\/tracker\/india\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"India"},{"address":"Lagos, Nigeria","lat":"6.5243793","lng":"3.379205700000057","project_id":173,"url":"https:\/\/www.instapay.today\/tracker\/nigeria\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Nigeria"},{"address":"Istanbul, \u0130stanbul, Turkey","lat":"41.0082376","lng":"28.97835889999999","project_id":389,"url":"https:\/\/www.instapay.today\/tracker\/turkey\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Turkey"},{"address":"105 19 Sverige, Palmfeltsv\u00e4gen 5, Stockholm, Sweden","lat":"59.32932349999999","lng":"18.068580800000063","project_id":169,"url":"https:\/\/www.instapay.today\/tracker\/sweden\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Sweden"},{"address":"Dubai - United Arab Emirates","lat":"25.2048493","lng":"55.270782800000006","project_id":480,"url":"https:\/\/www.instapay.today\/tracker\/uae\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"UAE"},{"address":"Warsaw, Poland","lat":"52.2296756","lng":"21.012228700000037","project_id":123,"url":"https:\/\/www.instapay.today\/tracker\/poland\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Poland"},{"address":"Colombo, Western Province, Sri Lanka","lat":"6.927078600000002","lng":"79.86124300000006","project_id":882,"url":"https:\/\/www.instapay.today\/tracker\/sri-lanka\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Sri Lanka"},{"address":"Singapore","lat":"1.3553794","lng":"103.86774439999999","project_id":104,"url":"https:\/\/www.instapay.today\/tracker\/singapore\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Singapore"},{"address":"Copenhagen, Denmark","lat":"55.6760968","lng":"12.568337100000008","project_id":171,"url":"https:\/\/www.instapay.today\/tracker\/denmark\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Denmark"},{"address":"Oslo, Norway","lat":"59.9138688","lng":"10.752245399999993","project_id":1394,"url":"https:\/\/www.instapay.today\/tracker\/norway\/","website":"","go_live_date_unconfirmed":"","hybrid":true,"country":"Norway"},{"address":"Manama, Capital Governorate, Bahrain","lat":"26.2285161","lng":"50.58604969999999","project_id":470,"url":"https:\/\/www.instapay.today\/tracker\/bahrain\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Bahrain"},{"address":"Managua, Nicaragua","lat":"12.1149926","lng":"-86.23617439999998","project_id":650,"url":"https:\/\/www.instapay.today\/tracker\/nicaragua\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Nicaragua"},{"address":"Accra, Greater Accra Region, Ghana","lat":"5.603716800000001","lng":"-0.18696439999996528","project_id":2681,"url":"https:\/\/www.instapay.today\/tracker\/ghana\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Ghana"},{"address":"","lat":"9.842730365932184","lng":"-84.05943371841113","project_id":8800,"url":"https:\/\/www.instapay.today\/tracker\/costa-rica\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Costa Rica"},{"address":"Belize City, Belize District, Belize","lat":"17.5045661","lng":"-88.19621330000001","project_id":5283,"url":"https:\/\/www.instapay.today\/tracker\/belize\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Belize"},{"address":"Bangkok Thailand","lat":"13.7563309","lng":"100.50176510000006","project_id":498,"url":"https:\/\/www.instapay.today\/tracker\/thailand\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Thailand"},{"address":"Helsinki, Finland","lat":"60.16985569999999","lng":"24.93837899999994","project_id":504,"url":"https:\/\/www.instapay.today\/tracker\/finland\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Finland"},{"address":"Milan, Metropolitan City of Milan, Italy","lat":"45.4654219","lng":"9.18592430000001","project_id":516,"url":"https:\/\/www.instapay.today\/tracker\/italy\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Italy"},{"address":"Riga, Latvia","lat":"56.9496487","lng":"24.10518639999998","project_id":2740,"url":"https:\/\/www.instapay.today\/tracker\/latvia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Latvia"},{"address":"Madrid, Spain","lat":"40.4167754","lng":"-3.7037901999999576","project_id":508,"url":"https:\/\/www.instapay.today\/tracker\/spain\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Spain "},{"address":"New York, NY, United States","lat":"40.7127837","lng":"-74.00594130000002","project_id":492,"url":"https:\/\/www.instapay.today\/tracker\/united-states-clearing-house\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"USA "},{"address":"Rome, Italy","lat":"41.8724111","lng":"12.48022489999994","project_id":512,"url":"https:\/\/www.instapay.today\/tracker\/europe\/","website":"","go_live_date_unconfirmed":"","hybrid":false,"country":"Europe - EPC (SCInst)"},{"address":"Cambodia","lat":"12.565679","lng":"104.99096299999997","project_id":2634,"url":"https:\/\/www.instapay.today\/tracker\/cambodia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Cambodia"},{"address":"Sydney, New South Wales, Australia","lat":"-33.8674869","lng":"151.20699020000006","project_id":487,"url":"https:\/\/www.instapay.today\/tracker\/australia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Australia"},{"address":"Manila, NCR, Philippines","lat":"14.5995124","lng":"120.9842195","project_id":506,"url":"https:\/\/www.instapay.today\/tracker\/philippines\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Philippines"},{"address":"Hong Kong Island, Hong Kong","lat":"22.2824673","lng":"114.1615726","project_id":490,"url":"https:\/\/www.instapay.today\/tracker\/hong-kong\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Hong Kong"},{"address":"Brussels, Belgium","lat":"50.8503396","lng":"4.351710300000036","project_id":4189,"url":"https:\/\/www.instapay.today\/tracker\/belgium\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Belgium"},{"address":"Bucharest, Romania","lat":"44.4267674","lng":"26.102538399999958","project_id":4729,"url":"https:\/\/www.instapay.today\/tracker\/romania\/","website":"","go_live_date_unconfirmed":"","hybrid":false,"country":"Romania"},{"address":"Kuala Lumpur Federal Territory of Kuala Lumpur Malaysia","lat":"3.139003","lng":"101.68685499999992","project_id":885,"url":"https:\/\/www.instapay.today\/tracker\/malaysia\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Malaysia"},{"address":"Ljubljana, Slovenia","lat":"46.0569465","lng":"14.505751499999974","project_id":2293,"url":"https:\/\/www.instapay.today\/tracker\/slovenia\/","website":"","go_live_date_unconfirmed":"","hybrid":false,"country":"Slovenia"},{"address":"Amsterdam, Netherlands","lat":"52.3702157","lng":"4.895167899999933","project_id":524,"url":"https:\/\/www.instapay.today\/tracker\/netherlands\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Netherlands"},{"address":"Budapest, Hungary","lat":"47.497912","lng":"19.04023499999994","project_id":1345,"url":"https:\/\/www.instapay.today\/tracker\/hungary\/","website":"","go_live_date_unconfirmed":"","hybrid":null,"country":"Hungary"},{"address":"Ottawa, ON, Canada","lat":"45.4215296","lng":"-75.69719309999999","project_id":500,"url":"https:\/\/www.instapay.today\/tracker\/canada\/","website":"","go_live_date_unconfirmed":["unconfirmed"],"hybrid":null,"country":"Canada"}]
[{"address":"Ottawa, ON, Canada","lat":"45.4215296","lng":"-75.69719309999999","project_id":500,"url":"https:\/\/www.instapay.today\/tracker\/canada\/","website":"","go_live_date_unconfirmed":["unconfirmed"],"hybrid":null,"country":"Canada"}]
Source: InstaPay.today
1973

Japan

1987

Switzerland

1995

Taiwan

2001

South Korea

2001

Iceland

2002

Brazil

2004

Mexico

2006

South Africa

2008

UK – Faster Payments

2008

Chile

2010

China

2010

India

2011

SIP Central America

2011

Nigeria

2012

Turkey

2012

Sweden

2012

UAE

2012

Poland

2013

Sri Lanka

2014

Singapore

2014

Denmark

2014

Norway

2015

Bahrain

2016

Nicaragua

2016

Ghana

2016

Costa Rica

2016

Belize

2017

Kenya

2017

Bhutan

2017

Thailand

2017

Finland

2017

Italy

2017

Oman

2017

Latvia

2017

Spain

2017

USA (The Clearing House)

2017

EPC (SCTInst)

2017

Cambodia

2018

Australia

2018

Philippines

2018

Lithuania

2018

Portugal

2018

Hong Kong

2018

Belgium

2018

Serbia

2018

Czech Republic

2018

Romania

2019

Aruba

2019

Malaysia

2019

Slovenia

2019

Netherlands

2019

Hungary

2019

Belarus

2020

Nordics P27

2020

Azerbaijan

???

Maldives

???

Nepal

???

Peru

???

Russia

???

Rwanda

???

Samoa

???

Tajikistan

???

Ukraine

???

El Salvador

???

Canada

???

Brunei

Japan

Read more
  • Country

    Japan

  • Scheme name

    Zengin

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    1973

  • Operating Organisation

    Japanese Banks’ Payment Clearing Network (Zengin-Net)

Switzerland

   
Read more
  • Scheme Name

    Swiss Interbank Clearing System (SIC)

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    1987

  • Operating Organisation

    Managed by SIX Group on behalf of the Swiss National Bank

Taiwan

     
Read more
  • Country

    Taiwan

  • Scheme Name

    CBC Interbank Funds transfer System (CIFS)

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    1995

  • Operating Organisation

    Central Bank of the Republic of China

     

South Korea

 
Read more
  • Country

    South Korea

  • Scheme Name

    Electronic Banking System (EBS) (HOFINET)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2001

  • Operating Organisation

    Korea Financial Telecommunications and Clearing Institute (KFTC) – bank owned

Iceland

 
Read more
  • Country

    Iceland

  • Scheme Name

    Unknown

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    Planned for 2018

  • Operating Organisation

    Central Bank of Iceland

     

Brazil

   
Read more
  • Country

    Brazil

  • Scheme Name

    System of Funds Transfer (SITRAF)

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    2002

  • Operating Organisation

    Interbank Payment Clearing House (CIP)

    Camara Interbancaira de Pagamentos (CIP)

Mexico

 
Read more
  • Country

    Mexico

  • Scheme Name

    Sistema de pagos electronicos interbancarios SPEI

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2004

    A major upgrade was introduced in November 2016 extending SPEI’s operating hours to 24×7

  • Operating Organisation

    Banco de Mexico

     

South Africa

   
Read more
  • Country

    South Africa

  • Scheme Name

    Real Time Clearing (RTC)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2006

  • Operating Organisation

    Bankserv

UK – Faster Payments

 
Read more
  • Country

    UK

  • Scheme Name

    Faster Payments Scheme (FPS)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2008

  • Operating Organisation

    Faster Payments Scheme Ltd  (VocaLink currently provide the technology and 1st line operational support under a Managed Service Contract)

Chile

 
Read more
  • Country

    Chile

  • Scheme Name

    Transferencias en Línea (TEF)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2008

  • Operating organisation

    Centro de Compensacion Automatizado (CCA)

China

   
Read more
  • Region

    Asia Pacific

  • Scheme Name

    Internet Banking Payment System (IBPS)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2010

India

   
Read more
  • Country

    India

  • Scheme Name

    Immediate Payment Service (IMPS)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2010

  • Operating Organisation

    National Payment Corporation of India (NPCI)

SIP Central America

Read more
  • Country

    SIP Central America

  • Scheme Name

    Sistemas de Interconexíon de Pagos (Interconnected System of Payments), or SIP.

    It comprises the nations of the Central American Monetary Council (CMCA), namely Guatemala, El Salvador, Honduras, Nicaragua, Costa Rica, and the Dominican Republic.

  • Status

    Live

  • Type

    It is multi-currency: Colon (Costa Rica, CRC); Cordoba (Nicaragua, NIO); Lempira (Honduras, HNL); Peso (Dominican Rep, DOP); Quetzal (Guatemala, GTQ); US Dollar (El Salvador, USD)

  • Message Format Used

    SWIFT MT message set

  • Technology provider

    SWIFT

Nigeria

 
Read more
  • Country

    Nigeria

  • Scheme Name

    NIBSS Instant Payment (NIP)

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    2011

  • Operating Organisation

    Nigeria Inter Bank Settlement System

Turkey

 
Read more
  • Country

    Turkey

  • Scheme Name

    Retail Payment System (RPS)

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    2012

  • Operating Organisation

    Central Bank of Republic of Turkey (CBRT)

Sweden

       
Read more
  • Country

    Sweden

  • Scheme Name

    Payments in Realtime (BIR)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2012

  • Operating Organisation

    Bankgirot

UAE

   
Read more
  • Country

    UAE

  • Scheme Name

    UAE Funds Transfer System (UAEFTS)

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    2001

  • Operating Organisation

    Central Bank of the UAE

Poland

 
Read more
  • Country

    Poland

  • Scheme Name

    Express Elixir

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    June 2012

     

  • Operating Organisation

    Krajowa Izba Rozliczeniowa (KIR), a key financial services infrastructure institution, who for 20 years have had responsibility for managing inter bank settlement in Poland.

Sri Lanka

 
Read more
  • Scheme name

    Common Electronic Fund Transfer Switch (CEFTS)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2013

  • Operating organisation

    LankaClear

Singapore

     
Read more
  • Country

    Singapore

  • Scheme Name

    G3, Fast and Secure Transfers

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2014

  • Operating Organisation

    Association of banks in Singapore

Denmark

 
Read more
  • Country

    Denmark

  • Region

    Europe

  • Scheme Name

    Straksclearingen

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2014

Norway

Read more
  • Country

    Norway

  • Scheme Name

    Straksbetalinger.

     

  • Status

    Live

  • Type of system

    Hybrid

  • Date of implementation

    Live since 2014 for initial service. New service is due to be live by the end of 2019.

  • Operating organisation

    Bits

Bahrain

   
Read more
  • Country

    Bahrain

  • Scheme Name

    FAWRI+

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2016

  • Operating Organisation

    Central Bank of Bahrain

Nicaragua

   
Read more
  • Country

    Nicaragua

  • Scheme Name

    PayExpedite

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2016

  • Operating organisation

    PaySett Corporation

     

Ghana

 
Read more
  • Country

    Ghana

  • Scheme name

    Instant Pay (GIP)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    21/06/2016

  • Operating organisation

    Ghana Interbank Payment and Settlement Systems (GhIPSS)

Costa Rica

Read more
  • Country

    Costa Rica

  • Scheme name

    Sistema Nacional de Pagos Electronicos (SINPE)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2016

  • Operating organisation

    Banco Central de Costa Rica

Belize

         
Read more
  • Country

    Belize

  • Region

    Latin America

  • Scheme name

    Automated Payments and Securities Settlement System

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2016

Kenya

Read more
  • Country

    Kenya

  • Scheme Name

    PesaLink

  • Status

    Live

  • Type of System

    IP

  • Date of Implementation

    February 2017

  • Operating Organisation

    Integrated Payments Service (IPSL)

Bhutan

Read more
  • Country

    Bhutan

  • Scheme Name

    Bhutan Immediate Payment Service (BIPS)

  • Status

    Live

  • Type of System

    IP

  • Date of Implementation

    January 2017

  • Operating Organisation

    Royal Monetary Authority of Bhutan

Thailand

   
Read more
  • Country

    Thailand

  • Scheme Name

    PromptPay

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2017

  • Operating Organisation

    National ITMX and the Thai Banking Association

Finland

   
Read more
  • Country

    Finland

  • Region

    Europe

  • Scheme Name

    Siirto

    Siirto means “move” in Finnish

  • Status

    Live

  • Operating Organisation

    Automatia on behalf of banks

  • Date of initial deployment

    1st of March 2017 with transactions being performed for Nordea bank customers.

    4 banks have now launched Siirto payment services.

    Retail merchant support expected to be added in late 2017

     

Italy

     
Read more
  • Country

    Italy

  • Scheme Name

    Instant Payments

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2017

  • Operating Organisation

    Nexi (Operated with a Managed Service Contract with Nets)

Oman

Read more
  • Country

    Oman

  • Scheme Name

    mClear

  • Status

    Live

  • Type of System

    IP

  • Date of Implementation

    July 2017

  • Operating Organisation

    Central Bank of Oman

Latvia

Read more
  • Country

    Latvia

  • Scheme name

    Zibmaksajums

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2017

     

  • Operating organisation

    Latvijas Banka

Spain

   
Read more
  • Country

    Spain

  • Scheme Name

    CICLOM

  • Status

    Live

  • Date of implementation

    October 2017

  • Operating Organisation

    IberPay

  • Technology supplier

    In-house

USA (The Clearing House)

 
Read more
  • Country

    USA

  • Scheme Name

    RTP

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    November 2017

  • Operating Organisation

    The Clearing House

Cambodia

     
Read more
  • Country

    Cambodia

  • Scheme name

    FAST

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2016

  • Operating organisation

    National Bank of Cambodia

Australia

Read more
  • Country

    Australia

  • Scheme Name

    New Payments Platform

     

     

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2018

  • Operating Organisation

    NPP Australia (NPPA)

Philippines

Read more
  • Country

    Philippines

  • Scheme Name

    InstaPay

     

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    2018

  • Operating Organisation

    Banco Sentral ng Pilipinas (BSP)

     

Lithuania

Read more
  • Country

    Lithuania

  • Scheme name

    CENTROlink

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    September 2018

  • Operating organisation

    Bank of Lithuania

Portugal

Read more
  • Country

    Portugal

  • Scheme Name

    SICOI

  • Status

    Live

  • Type of System

    IP

  • Date of Implementation

    September 2018

  • Operating Organisation

    Banco de Portugal

Hong Kong

     
Read more
  • Country

    Hong Kong

  • Scheme Name

    Faster Payment System

  • Status

    Live

  • Type of system

    IP

  • Operating Organisation

    Hong Kong Interbank Clearing Ltd

  • Technology supplier

    In house

Belgium

 
Read more
  • Country

    Belgium

  • Scheme name

    Unknown

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    November 2018

  • Operating organisation

    Febelfin

     

Serbia

Read more
  • Scheme name

    Unknown

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    Expected to be ready for 2018

  • Operating organisation

    National Bank of Serbia

Czech Republic

Read more
  • Scheme name

    Unknown

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    2018

  • Operating organisation

    Czech National Bank

Romania

 
Read more
  • Country

    Romania

  • Region

    Europe

  • Scheme name

    Plăți Instant

  • Status

    Planning

  • Date of implementation

    December 2018

  • Operating organisation

    TRANSFOND are building and will operate the national instant payments infrastructure.

     

    The Payment Scheme Working Group of the Romanian Association of Banks are determining how this instant payments will be introduced and the capabilities that will be offered.

Aruba

Read more
  • Scheme name

    Unknown

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    January 2019

  • Operating organisation

    Central Bank of Aruba

Malaysia

   
Read more
  • Scheme name

    Real-time Retail Payments Platform (RPP)

  • Status

    Live

  • Type of system

    IP

  • Date of implementation

    Planned for 2018

  • Operating Organisation

    Payments Network Malaysia (PayNet)

Slovenia

   
Read more
  • Country

    Slovenia

  • Scheme Name

    BIPS

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    2018

  • Operating Organisation

    Bankart

Netherlands

   
Read more
  • Country

    Netherlands

  • Scheme Name

    Unknown

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    1st May 2019

     

  • Operating Organisation

    Dutch Payments Association

Hungary

 
Read more
  • Country

    Hungary

  • Scheme name

    Unknown

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    Planned for launch on 1st July 2019

  • Operating organisation

    Giro Zrt will be the operating organisation

Belarus

Read more
  • Country

    Belarus

  • Scheme Name

    Unknown

  • Status

    Under Development

  • Type of System

    IP

  • Date of Implementation

    1st July 2019

  • Operating Organisation

    National Bank of the Republic of Belarus

Nordics P27

Read more
  • Country

    Nordics P27

  • Countries

    Denmark

    Sweden

    Norway

    Finland

  • Multi-currency

    Swedish Krona

    Danish Koner

    Norwegian Krone

    Euro

  • Message format

    ISO 20022

  • Status

    Planning

  • Date of implementation

    2020

Azerbaijan

Read more
  • Scheme name

    Unknown

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    2020

  • Operating organisation

    Central Bank of Azerbaijan

Maldives

Read more
  • Country

    Maldives

  • Scheme Name

    Unknown

  • Status

    Under development

  • Type of System

    IP

  • Date of Implementation

    Unknown

  • Operating Organisation

    Maldives Monetary Authority

Nepal

Read more
  • Country

    Nepal

  • Scheme Name

    Unknown

  • Status

    Planning

  • Type of System

    IP

  • Date of Implementation

    Unknown

  • Operating Organisation

    National Information Technology Center

Peru

Read more
  • Country

    Peru

  • Scheme Name

    Unknown

  • Status

    Under development

  • Type of System

    IP

  • Date of Implementation

    Unknown

  • Operating Organisation

    Cámara de Compensación Electrónica (CCE)

Russia

Read more
  • Country

    Russia

  • Scheme Name

    Instant Payment System (IPS)

  • Status

    Under development

  • Type of System

    IP

  • Date of Implementation

    January 2019

  • Operating Organisation

    National Payment Card System (NSPK) and Bank of Russia

Rwanda

Read more
  • Country

    Rwanda

  • Scheme Name

    Unknown

  • Status

    Planned

  • Date of Implementation

    2020

  • Operating Organisation

    National Bank of Rwanda

  • Technology Supplier

    National Bank of Rwanda

Samoa

Read more
  • Country

    Samoa

  • Scheme Name

    Unknown

  • Status

    Planned

  • Type of System

    IP

  • Date of Implementation

    Unknown

  • Operating Organisation

    Central Bank of Samoa

Tajikistan

Read more
  • Country

    Tajikistan

  • Scheme Name

    Unknown

  • Status

    Planned

  • Type of System

    IP

  • Date of Implementation

    Unknown

  • Operating Organisation

    National Bank of Tajikistan

Ukraine

Read more
  • Country

    Ukraine

  • Scheme Name

    Unknown

  • Status

    Planned

  • Date of Implementation

    Unknown

  • Operating Organisation

    National Bank of Ukraine (NBU)

  • Technology Supplier

    Unknown

El Salvador

Read more
  • Country

    El Salvador

  • Scheme Name

    Unknown

  • Status

    Under Development

  • Type of System

    IP

  • Date of Implementation

    Unknown

  • Operating Organisation

    Banco Central de Reserva

Canada

Read more
  • Country

    Canada

  • Scheme Name

    Real Time Rail (RTR)

  • Status

    Planning

  • Type of system

    IP

  • Date of implementation

    2019

  • Operating Organisation

    Payments Canada

Brunei

Read more
  • Country

    Brunei

  • Scheme Name

    Unknown

  • Status

    Planning

  • Type of System

    IP

  • Date of Implementation

    Unknown

  • Operating Organisation

    Monetary Authority of Brunei Darussiam

Japan

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Taiwan

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South Korea

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Iceland

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Brazil

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Mexico

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South Africa

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UK

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Chile

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India

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SIP Central America

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Nigeria

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Turkey

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Sweden

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UAE

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Poland

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Singapore

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Denmark

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Norway

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Bahrain

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Nicaragua

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Ghana

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Costa Rica

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Belize

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Kenya

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Bhutan

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Thailand

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Finland

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Italy

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Oman

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Latvia

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Spain

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USA

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Europe - EPC (SCInst)

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Cambodia

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Australia

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Philippines

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Lithuania

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Portugal

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Hong Kong

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Belgium

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Romania

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Slovenia

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Netherlands

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Hungary

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Belarus

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Nordics P27

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Maldives

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Nepal

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Peru

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Russia

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Rwanda

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Samoa

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Tajikistan

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Ukraine

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El Salvador

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Canada

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Brunei

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Payment scheme contributors include
  • Icon Solutions
  • Lipis Advisors
  • Vocalink
  • Caixa Bank
  • The Clearing House
  • McKinsey & Company
  • Accenture
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